Jan 03

Whist driving down the motorway through thick fog the other morning on my way work I spotted an amber light flashing in the distance, warning of some as yet unseen hazard ahead. The fog was thick and the traffic was moving quite slowly so it took some time to get close enough to be able to read what the sign was warning us about, and guess what it said? “FOG”!

 

Now, I’d been driving in fog for 60 miles by this point, so I was glad of the sign which reassured me that I was indeed driving in fog. I was particularly glad of the distraction of a flashing amber sign on the side of the road to take my attention off what was going on in front of me in those driving conditions, particularly given that it was such a perfect statement of the bleeding obvious.

This happens all the time of course, from the notice on your cooker hob which says “Caution, hot surface” to the road sign that says “Congestion” when you’re sitting in a traffic jam, this relentless quest of officialdom to re-interpret the world around us and write it on a sign seems to increase exponentially year on year.

So, what are the most pointless or irrelevant signs out there? Check out the on

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Dec 30

Set and maintain money management guidelines to achieve your goals.

Have you resisted establishing a household budget because it seems too rigid? While you don’t have to track every dime, it’s important to know where your money is going so you can make concrete plans to reach your short- or long-term financial goals.

Start With the Basics
The premise for budgeting is simple. You should be earning more than you spend. To start, write down your take-home pay and expenses for one month in a small notebook that you carry with you. No expense is too small or insignificant; include your morning coffee, parking fees and lunch. Then, start looking at costs that you can avoid or replace with less expensive options.

If you have a partner or multiple bank accounts, tracking income and expenses can be challenging. You

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Tags: Budget, Household Budget

Dec 28

The Pennsylvania Department of Transportation (PENNDOT) is adopting a new security features on drivers licenses it issues. The measure is a high-resolution hologram designed to suppress color so that it appears to be black or white, depending on how it is held.

A drivers license or identification card has always been a trusted source for establishing a persons true identity, said PennDOT Secretary Barry Schoch. We are steadfast in our resolve to combat counterfeit forms of identification, which ultimately jeopardize lives and hold great potential for harm to our national security.

The contrast to other holograms, which are generally colorful and less consistently visible in environments with varied lighting, is meant to ease the detection of false licenses and forgeries.

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Tags: Feature, Security Feature

Dec 16

When you have a whole life cover policy from professional provider sometimes it’s hard to keep up the payments. If you decide that you want a policy that’s cheaper but still covers you for a portion of your life a term life insurance policy maybe a better option for you. Following these instructions, you should be able to convert your policy:

Collect, all of your policy details together and make sure you have all of the documentation at hand, make sure you read through to check charges that may be put in place for transferring the policy.

Meet with your insurance agent so they can talk to you about your options with the transfer. Take all of your records with you so they can look through them and be well informed about exactly what you need to do.

Your agent will likely give you brochures with information about the different policies. Ta Read more…

Tags: Life Insurance

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