With the recent passage of health care, parents should now be glad that their children will receive coverage even if there’s a pre-existing health condition involved. This is probably one of the few aspects in the reform the public is in favor to. Unfortunately, it seems that the legal language may not be strong enough to implement what is supposed to be the real principle of the children’s coverage.
Lawyers of several health insurance companies interpreted the legislation and they said that it only requires them to cover pre-existing conditions for children whom are already insured. They also added that the provision does not necessitate their companies to write a new policy for a child with pre-existing conditions.
Because of this loophole in the children’s coverage, the Obama administration is planning to release regulations that will clarify the fact that “pre-existing” refers to both initial access to insurance and receiving full benefits once in it. Otherwise, children with pre-existing conditions won’t be guaranteed access to health insurance plans until 2014. This is when a similar requirement for adults takes effect.
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