Auto Insurance Matcher

The number of drivers in UK behind the wheel without proper insurance has risen to approximately 1.4 million. This highlights the fact that if an accident ever occurs involving an uninsured driver, those who have their insurance intact will be in doubt whether their cover compensates for the same.

One of UK’s most prominent car insurance comparison websites recently analysed the cover policies handed out by some insurance providers and was shocked to see that the policy wording greatly differed on the matter of an accident involving an uninsured driver.

Although most ‘comprehensive’ policies do provide full cover and the assurance that the driver won’t have to pay excess or stand to lose his/her ‘no claims’ discount, most insurers have introduced complications in the small print of the policy. Some of the

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Tags: Drivers, Drivers Going

Whenever we purchase insurance, we normally go for the coverage that our agent recommends to us. No matter how hard we try to follow their spiel, we often end up zoning out around the middle of the conversation. Still, this happens to almost everyone and is nothing to be ashamed of. The downside is that you would probably be stuck with coverage that you don’t really need which in turn affects your renters insurance premiums. However, you might want to consider an easier way of finding out more about renters insurance premiums. In this day and age, such options are widely available.

Obviously, your premium still depends largely on the coverage that you want. Basically, you want to purchase renters insurance to take care of the fixed assets in the property that you are renting. F Read more…

Tags: Insurance, Insurance Premiums

When you buy a new car, do you think about how the make and model of your car will impact on your car insurance quotes? If you answered no, you’re not alone. Insurance is an important issue when buying a new car, but many people don’t actually think about it until it’s too late.

This is a hot topic as your choice of make and model of car can have an impact on how much you have to pay for car insurance. As you might expect, some cars costs less to insure than others, so if you are hoping to keep down the costs of motoring over the long term, it’s certainly an issue worth thinking about from the start.

This is partly because some cars are safer than others. This means that if you buy a car that has a good safety rating and also has other factors in its favour, such as a low-powered engine and good security, you are likely to benefit from cheaper car insurance. This is Read more…

Tags: Car, Car Insurance

A reporter recently set out to see if it was possibly to hide a car insurance claim from someone like your husband or parent.  In the article Can You Make a Secret Car Insurance Claim, Lynnette Khalfani-Cox explained the findings published on the Fox Business website.  Those who would be looking to hide an auto insurance claim are called omnibus insured.  This means that while they are not the primary insured, they have the permission of the primary insured to have their car covered by the policy and submit claims for accidents or other damage.

After speaking with experts at the Insurance Expert Network, the reporter found that while there is the slightest possibility that you could hide your car insurance claim, it is extremely unlikely for many reasons.  Insurers like One Beacon auto insurance dont keep claims secret like you might expect health insurance companies to do.  Insurance companies are likely to telephone the primary insured to confirm information and claims.  If for some reason they didnt call the primary insured, they would likely mail them some type of correspondence.

Not only will a check for the deductible most likely have to be written, but the primary insured will have to sign over the check from the insurance company to the dealership fixing the car.  If an omnibus insured person managed to keep all of this from the primary insured, the insurance company is still probably going to send a survey asking how their claims service performed.  And maybe most importantly, there is a good chance that the primary insureds auto insurance rates are going to increase because of the accident.  A 10% increase will not likely go unnoticed.

Tags: Claim, Insurance Claim