Nov 30
What Young Drivers and Parents Should Know About Auto Insurance: Students
Insurance companies recognize that young drivers have a high incidence of vehicle accidents. Note this is caused by poor driving habits that put them at risk and lack of experience under actual driving conditions. As a result, when it comes to auto insurance, student rates are usually very expensive. In an effort to reduce teen driving victims, most of the state government has implemented a strict licensing requirements for beginners.
New mandated driver’s license now procedures in place in most states.
New drivers must start with what is called “Graduated Driver License.” This permission applies for the first 6 to 12 months. A full driver’s license must be in the car with them all the time.
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Tags: Auto Insurance, Student
Nov 28
If you own a car and don’t have breakdown cover then you’re running a huge risk. What exactly would you do if you were on the side of a road broken down in the middle of nowhere? You may have friends who you can call but are they able to tow your car to a garage? I doubt it. Also, it’s unfair of you to have to ask friends to come and get you if you breakdown – especially if you’re miles from home.
Whatever you’re looking for, it shouldn’t be a problem to find items that are worthwhile. There is so much available on today’s market that you’ll be spoilt for choice. It can sometimes be hard to decide on what is right for your needs though. You’ll have to take your time while you’re browsing the web to ensure that you’re aware of everything on today’s market.
There are lots of options to choose from and you may find it difficult to make up your mind.
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Tags: Breakdown Cover, Cover
Nov 27
According to the article “Car Insurance Scofflaws Raise Health Mandate Doubt” by Kristen Wyatt from the Associated Press found on Google, thousands of people on the road do not carry auto insurance even though most states require it. This raises the question of the effectiveness of a health insurance mandate working. It is something Congress continues to consider.
There have been auto insurance mandates out there for about 40 years and the insurance industry says it has not necessarily made the roads safer nor has it lowered auto insurance rates. The President and CEO of the Property Casualty Insurers Association of America believes that a driver’s personal financial situation is a better indicator of whether or not they will carry auto insurance. High auto insurance rates may force a driver who is strapped for cash to go uninsured.
States with higher poverty levels have a similar correlation with the amount of uninsured drivers are on the road. People cut back on auto insurance when they can’t afford it and there is a real possibility that if they make health insurance a requirement the same thing will happen. People cut costs where they can in times of trouble and although health insurance and auto insurance are both highly important coverages, people risk going without it to put food on the table and keep water in their home.
Tags: Auto Insurance, Insurance
Nov 26
Jeff Walker : Can you give me some tips with regards to auto insurance policy?
Response : Sure Jeff, it is always a pleasure to talk about insurance at any time of the day. Here are some tips for auto insurance policy renewal or cancellation which most of us over-look, but are very important for any of us :
Car Insurance Policy Renewal :
• The insurance company should send you the renewal notice approximately 30 days before it expires. This is basically to allow you to make the relevant changes in the policy, review auto insurance coverage, compare auto insurance quotes and shop aorund.
• If you do not make payment of the premium before the renewal day, the policy coverage will lapse and your policy will be treated as a new coverage. You
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Tags: Auto Insurance, Auto Insurance Policy, Insurance Policy, Policy
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